Category: Consulting

Monthly Payment Vs Bi weekly payment, which one will save you more interest? The frequency of your mortgage payment is a topic that often gets discussed amongst First-time home buyer and even perhaps those with investment property mortgage rate holders. With many believing if you choose a biweekly payment frequency...

I often hear a lot of misconception and stigma around B lenders and B lending in general when it comes to mortgages. The belief around these types of lending seems to be attached to the idea that you must be a second-class citizen to go to a B lender, which...

Preparing for a mortgage renewal is the perfect way to ensure you can take advantage of a more affordable interest rate. Chances are, your original home loan featured an introductory fixed rate of interest for the first few years. That introductory period will now be over, so it’s time to...

This is a topic that is often misinterpreted by consumers and knowing more about it and where to find this information can save you thousands of dollars. Mortgages are structured over a period of time called ‘Amortization’ which can go up to 30 years and some lenders may allow even...

Mortgages are extremely complex by nature and there are plenty of common mistakes you may be overlooking throughout the mortgage application process. In order to have a successful lending application, knowing and understanding such errors can help you better prepare yourself. That said, it's important that you know what to...

Are you looking to tap into the equity of your home or refinance your current mortgage? If so, then you may be considering either a second mortgage or a refinancing of your current mortgage. While both may have some similar benefits, there are also distinctions worth considering. In this article...